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Payout Cap & Buffer Explained

How the 50% withdrawal rule and the 8% cap work in the Express Phase, and what happens to the profits you don't withdraw.

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Written by Roland

During the Express Phase, your withdrawals are governed by two rules working together: the 50% withdrawal rule and the 8% payout cap. Understanding both is key to planning your payouts effectively.
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The 50% Withdrawal Rule

When you request a payout in the Express Phase, you may withdraw up to 50% of your available profits. The remaining 50% stays in your account.

This retained half is not lost — it becomes part of your account buffer, which raises your drawdown floor over time and strengthens your account's overall position.
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The 8% Payout Cap

Each individual payout request is also capped at 8% of your initial account balance, regardless of how large your profit balance is.

Account

Maximum Single Payout

Starter — $25,000

$2,000

Lite — $50,000

$4,000

Pro — $100,000

$8,000

Max — $150,000

$12,000

Both rules apply simultaneously. Your payout will be whichever is lower: 50% of profits, or the 8% cap.
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Example — $50,000 account:

  • You have $4,000 in profits

  • 50% of profits = $2,000

  • 8% cap = $4,000

  • Payout: $2,000

What Happens to the Buffer?

The 50% you retain stays in the account and works in your favour. As your balance grows, the trailing drawdown floor rises with it — and once the floor locks at initial balance + $100, the retained profits become a permanent protective layer above that floor.
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This is why Express is a genuine earning phase, not just a waiting period. The more profit you accumulate and the more payouts you request, the stronger your account's position before you go live.
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How Many Payouts Can You Request?

You can request multiple payouts throughout the Express Phase, as long as each request meets the minimum requirements:

  • Legacy: 5 trading days of $100 minimum profit since the last payout

  • Limitless: 5 trading days of $200 minimum profit since the last payout

  • Liquid: 3 trading days of $300 minimum profit since the last payout

The Legacy and Limitless Express Phase ends once your cumulative payouts reach 10% of your initial account balance.

The Liquid Express Phase ends once you achieve 5 succsessful payout.

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